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Research and Briefings

Financial & Professional Insurance Coverage Considerations


Published on 4 May 2020

As organisations adjust to new realities in the COVID-19 world, it is paramount that companies and their directors and officers continually review their risk profile and changing exposures, together with the evolving implications for their insurances.

Production, service capabilities, financial performance and COVID-19 related plans and responses from management can potentially all be open for scrutiny, leading to risk exposures and possible claims.

In this report, we address some key financial and professional (FINPRO) insurance coverage implications that Australian and global organisations are currently facing and/or will potentially face into the next renewal:

  • Public companies: Directors’ and Officers’ Liability (D&O) areas of concern
  • Related litigation
  • Australian regulatory environment / ASIC update
  • U.S. Securities and Exchange Commission (SEC)’s latest position
  • D&O insurance coverage issues
  • D&O underwriting questions on COVID‐19
  • Employment Practices Liability Insurance (EPL) implications
  • Cyber and Crime insurance implications

Please download the full report here.

Watch a replay of our Australian COVID-19 webcast: Management Liability Best Practice.


This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request.